Emailed my credit card company to ask about a payment plan/hardship program bc the minimum on ONE card is literally half my income now.
Used to be both combined. :-/ fuck interest.
But when I male $600/mo and the min on one is $300 and the other is like $250...
No
So like, if anyone needs a WordPress hacker (or logo, or thing-written)
I don't write custom themes or plugins, but I do literally everything else and have been working with it since 2007. I know the ins and outs extremely well and can bend it to my will
https://mxdarkwater.com/looking-for-work/
and now that I've done financial adulting I'm going to take a fucking nap.
@bluepupboi we used something like that works great, but tanks your credit short term. Not that we had a choice.
@Kcnightfang yeah, my credit isn't that great as it is. But I feel like going the stop-paying-ignore-it-route is worse.
@bluepupboi Well the firm we use has you stop paying right away to get the companies to the table, and you pay into an escrow account with them, and they use Jose funds to pay out negotiated settlements with the creditors, that will be MUCH lower than your balance, especially with interest. We're still working through it now, but so far, so good.
My therapist told me about these people: https://www.cccssf.org/services/index.html
Who work with creditors to negotiate something that will work for everyone. So I just filled out their form and they also offer services online so I signed up for that one.