There are some thing I like about being an adult (legally speaking).
I mean, there is stuff like doing all manner of healthy things without my mom finding out, but... uh... I mean... about being an adult (no for reals).
Having insurance and backups.
Those are so VERY VERY CALMING.
If you haven't got them, and you can afford to, go get them!
Or just get one (backups are probably a lot cheaper than insurance).
It feels very nice!