@Toromino what are you looking to do with it/what are your priorities?
do you want a full dslr system with multiple lenses, a point and shoot, etc?
sussing out those needs is probably a good start. :> i will say that a used or refurbished dslr from a good dealer is not something you should be scared about buying. (if anything, i think it's like a car: let somebody else break it in for you and buy used!) B&H is a pretty darn solid dealer of such. ^0^
@Toromino is that the canon and nikon lenses a dslr takes are going to be the same canon and nikon lenses that have been in use for film SLR cameras for years, and years, and years, and years - like, solidly since 1950 if not earlier. that means you can usually find a pretty good deal on some basic lenses, and occasionally good finds of the "uncle jimmy loves his cameras but we don't know what to do with these now" type at estate sales, etc. on the secondhand market.