Home ownership is the American dream: not only do you get a place to live, free from the high-handed dictates of a landlord, but you also get an asset that appreciates, building intergenerational wealth while you sleep - literally.

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It also provides stability in uncertain times, and through inflation. I bought my house 20 years ago, the mortgage is now small enough I could pay it off, if I had to, and my mortgage payment is less than half what I'd be paying to rent something much smaller in my part of SoCal.

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